The excitement of Christmas seems to start earlier and earlier with adverts and shops marketing their products before bonfire night and even Halloween. The children get more and more excited knowing Christmas is just around the corner.
Unfortunately, for many families, Christmas can be a time of dread and worry. With presents and food to buy, and guests to entertain, lots of families can really feel the financial pinch at this time of year. Knowing how to plan a Christmas on a budget may help ease some of the concerns you have. We have prepared some tips that you may find helpful.